Atha utthamarna:

adhamarnaadyathaa datthamartham gruhneeyaath

dvikam thrikam chathushkam panchakam cha

satham prathimaasam

  The loans can be given and taken between borrower and lender. Generally charged interest rates are 2, 3, 4, or 5% per month.  

Sa paadapanaa dharmyaa maasavruddhi:

panassathasya panchapanaa vyaavaharikee

Reasonable (dharmic) rate of interest is 1.25% per month (i.e 15% per annum) on the transactions with common man for non commercial purposes. But for commercial purposes (for making profit out of it) interest rate can be 5% per month.]]>